Free Business Tools
Free business tools for Indian MSMEs: build a project report, check your PMEGP subsidy and work out loan EMIs in minutes.
Mudra Loan EMI Calculator
Monthly EMI, total interest and a yearly schedule for Shishu, Kishore, Tarun and Tarun Plus loans.
PMEGP Loan & Subsidy Calculator
Estimate your PMEGP subsidy, own contribution and bank loan in seconds.
CGTMSE Fee Calculator
Annual guarantee fee, GST and year-wise cost under the latest CGTMSE slabs.
CMA Data Format Maker
Three-year CMA data with operating statement, MPBF and key ratios, ready for Excel.
Working Capital Loan Calculator
Working capital gap, MPBF and turnover-method limit for MSME loans.
Break-Even Point Calculator
Break-even units and sales, margin of safety and sales needed for a target profit.
Depreciation Calculator (Companies Act)
SLM and WDV depreciation schedule using Schedule II useful lives.
Why Use These Free Business Tools
These free business tools help you plan a loan before you visit the bank. Furthermore, each one uses current scheme rules and standard bank formulas, so you walk in with realistic numbers. All results can be printed or saved as a PDF.
Which Tool Should You Use?
- Starting from scratch? Use the project report maker to build a full project report with P&L, DSCR and break-even.
- Applying under PMEGP? The PMEGP loan calculator shows your subsidy, own contribution and net loan.
- Taking a Mudra loan? The Mudra loan EMI calculator shows your monthly instalment and total interest.
In addition, read our business loan scheme guides to choose the right scheme, and browse project reports for sample figures.
Frequently Asked Questions
Are these business tools free?
Yes. Every calculator on Business Reports is free, needs no sign-up, and runs in your browser.
Are the results accurate?
The tools use the same formulas banks use, so results are close to bank figures. However, they are indicative, and your bank makes the final assessment.
Do you store the numbers I enter?
No. Calculations run in your browser and we do not save your inputs.