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Free Business Tools

Free business tools for Indian MSMEs: build a project report, check your PMEGP subsidy and work out loan EMIs in minutes.

Mudra Loan EMI Calculator

Monthly EMI, total interest and a yearly schedule for Shishu, Kishore, Tarun and Tarun Plus loans.

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PMEGP Loan & Subsidy Calculator

Estimate your PMEGP subsidy, own contribution and bank loan in seconds.

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Project Report Maker

Build a bank-ready project report from your own numbers.

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CGTMSE Fee Calculator

Annual guarantee fee, GST and year-wise cost under the latest CGTMSE slabs.

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CMA Data Format Maker

Three-year CMA data with operating statement, MPBF and key ratios, ready for Excel.

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DSCR Calculator

Year-wise and average DSCR for your term loan, with a bank-style verdict.

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Working Capital Loan Calculator

Working capital gap, MPBF and turnover-method limit for MSME loans.

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Break-Even Point Calculator

Break-even units and sales, margin of safety and sales needed for a target profit.

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Depreciation Calculator (Companies Act)

SLM and WDV depreciation schedule using Schedule II useful lives.

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Why Use These Free Business Tools

These free business tools help you plan a loan before you visit the bank. Furthermore, each one uses current scheme rules and standard bank formulas, so you walk in with realistic numbers. All results can be printed or saved as a PDF.

Which Tool Should You Use?

In addition, read our business loan scheme guides to choose the right scheme, and browse project reports for sample figures.

Frequently Asked Questions

Are these business tools free?

Yes. Every calculator on Business Reports is free, needs no sign-up, and runs in your browser.

Are the results accurate?

The tools use the same formulas banks use, so results are close to bank figures. However, they are indicative, and your bank makes the final assessment.

Do you store the numbers I enter?

No. Calculations run in your browser and we do not save your inputs.