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Free Project Reports & Business Plans for Indian Businesses

Costs, profits, machinery and loan details for small businesses, built from KVIC, NABARD and MSME Ministry data.

100% freeReports, guides and calculators
Updated for 2026Scheme limits and rates reviewed regularly
Data from KVIC, NABARD, MSMEPlus RBI and public sector banks

Popular project reports

Start with the businesses people research most.

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Free tools

Calculators built for loan applicants and report writers.

Mudra Loan EMI Calculator

Monthly EMI, total interest and a yearly schedule for Shishu, Kishore, Tarun and Tarun Plus loans.

PMEGP Loan & Subsidy Calculator

Estimate your PMEGP subsidy, own contribution and bank loan in seconds.

Project Report Maker

Build a bank-ready project report from your own numbers.

CGTMSE Fee Calculator

Annual guarantee fee, GST and year-wise cost under the latest CGTMSE slabs.

CMA Data Format Maker

Three-year CMA data with operating statement, MPBF and key ratios, ready for Excel.

DSCR Calculator

Year-wise and average DSCR for your term loan, with a bank-style verdict.

Working Capital Loan Calculator

Working capital gap, MPBF and turnover-method limit for MSME loans.

Break-Even Point Calculator

Break-even units and sales, margin of safety and sales needed for a target profit.

Depreciation Calculator (Companies Act)

SLM and WDV depreciation schedule using Schedule II useful lives.

Find your loan scheme

Compare what each government scheme offers.

PMEGP

Max project cost
₹50 L
Subsidy
15–35% of project cost
Check eligibility →

Mudra

Max loan
₹20 L
Collateral
Not required
Check eligibility →

Stand-Up India

Loan range
₹10 L–1 Cr
For
SC/ST and women founders
Check eligibility →

CGTMSE

Max guarantee
₹10 Cr
Cover
Up to 85% of the loan
Check eligibility →

Business ideas by budget

Pick what you can invest and see what fits.

Your starting point

Plan, Fund and Start Your Business in India

Business Reports publishes free project reports, business plans and loan scheme guides for Indian small business owners. Banks ask for a project report before they approve most business loans, so every guide here is built to make your application stronger.

Find a Project Report for Your Business

Our project report library covers dairy, poultry, manufacturing, food and service businesses. Furthermore, every report lists machinery, working capital and a five-year profit estimate in clear tables. You can also build your own with the free project report maker.

Browse project reports →

Business Ideas for Every Budget

Not sure which business to start? Browse business ideas in India, sorted by investment. Each idea lists the money you need, the expected margin and the licences required.

Explore business ideas →

Government Business Loan Schemes

Our business loan scheme guides explain PMEGP, Mudra, Stand-Up India and CGTMSE in plain language. In addition, the PMEGP loan calculator and Mudra loan EMI calculator show your subsidy and repayment before you apply.

Compare loan schemes →

How to Start a Business in India

Our start a business guides cover registration, licences, costing and finance. They also explain the numbers banks check, such as break-even point, DSCR and working capital.

Read the guides →

Why Trust Business Reports

We build every report from public data and current market prices. However, prices and scheme rules change often, so we review our reports regularly. Read our editorial policy and learn more about us.

Our data sources
  • KVIC
  • NABARD
  • Ministry of MSME
  • RBI
  • Public sector banks

Frequently Asked Questions

What is a project report for a bank loan?

A project report explains your business plan in numbers. It covers project cost, means of finance, profit projection, break-even point and DSCR. Banks use it to decide whether to approve your loan.

Are the project reports on this site free?

Yes. Every project report, guide and calculator on Business Reports is free to read and use.

Can I use these reports for a PMEGP or Mudra loan?

Yes, as a starting point. Update the costs and prices for your location, then have your bank or a chartered accountant review the final report before you submit it.

Which business is best to start in India?

It depends on your budget, skills and location. Our business ideas section sorts ideas by investment, so you can compare options that fit your situation.